When you run your own lawn care business, there are many things you need to have in place - equipment and clients being the most obvious.
But what about insurance? Do you know what kind you need and who it covers?
In this video, I want to talk about why you need an Accidental Death and Dismemberment Policy, or an AD&D Policy.
Some key points to recap:
It covers you in the event of an accident or your death while you are working
It's different from your Business Liability Insurance
It offers huge peace of mind if you're a solo owner and operator
There are various options, including 24-hour a day coverage
There are predetermined values for your dismemberment coverage
I hope this video helps, especially if you just have Business Liability Insurance at the moment thinking that covers everything.
Julio Tome
UAG Member 2018
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