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Business Owners & Managers

Why You Need Accidental Death and Dismemberment Policy

By Julio Tome

When you run your own lawn care business, there are many things you need to have in place - equipment and clients being the most obvious.

But what about insurance? Do you know what kind you need and who it covers?

In this video, I want to talk about why you need an Accidental Death and Dismemberment Policy, or an AD&D Policy.

Some key points to recap:

  • It covers you in the event of an accident or your death while you are working

  • It's different from your Business Liability Insurance

  • It offers huge peace of mind if you're a solo owner and operator

  • There are various options, including 24-hour a day coverage

  • There are predetermined values for your dismemberment coverage

I hope this video helps, especially if you just have Business Liability Insurance at the moment thinking that covers everything.

Julio Tome
UAG Member 2018
YouTube | Website

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